:root{
  --ink:#12120f;
  --muted:#626052;
  --paper:#f7f1e4;
  --panel:#fffaf0;
  --line:#dfd3bd;
  --accent:#b66a2b;
  --accent-dark:#7c3f16;
  --forest:#18362f;
  --forest-soft:#244a41;
  --white:#fffdfa;
  --shadow:0 22px 60px rgba(37,27,15,.13);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Georgia,'Times New Roman',serif;background:var(--paper);color:var(--ink);line-height:1.6}
a{color:inherit;text-decoration:none}
.container{width:min(1160px,calc(100% - 40px));margin:0 auto}
.narrow{width:min(820px,calc(100% - 40px))}
.site-header{position:sticky;top:0;z-index:20;background:rgba(247,241,228,.92);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:12px;font-weight:700;font-size:24px;letter-spacing:.02em}
.brand-mark{width:44px;height:44px;border:1px solid var(--ink);border-radius:50%;display:grid;place-items:center;background:var(--forest);color:var(--paper);font-size:24px}
.site-nav{display:flex;align-items:center;gap:6px;font-family:Arial,Helvetica,sans-serif}
.site-nav a{padding:10px 14px;border-radius:999px;color:var(--muted);font-size:14px;font-weight:700;letter-spacing:.01em}
.site-nav a:hover,.site-nav a.active{background:var(--ink);color:var(--paper)}
.menu-toggle{display:none;border:1px solid var(--ink);background:transparent;border-radius:999px;padding:10px 16px;font-weight:700;color:var(--ink)}
.hero-section{padding:82px 0 52px;position:relative;overflow:hidden}
.hero-section:before{content:"";position:absolute;inset:-180px -140px auto auto;width:520px;height:520px;border-radius:50%;background:rgba(182,106,43,.18);filter:blur(4px)}
.hero-grid{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(340px,.85fr);gap:54px;align-items:center}
.eyebrow{display:inline-block;margin-bottom:16px;font-family:Arial,Helvetica,sans-serif;text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:800;color:var(--accent-dark)}
.eyebrow.light{color:#f4d2a4}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(48px,8vw,92px);line-height:.93;letter-spacing:-.06em;margin-bottom:24px}
h2{font-size:clamp(34px,5vw,60px);line-height:1;letter-spacing:-.045em;margin-bottom:18px}
h3{font-size:22px;line-height:1.12;margin-bottom:10px}
.lead{font-size:21px;color:#454238;max-width:690px;margin-bottom:30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:34px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;border-radius:999px;padding:13px 22px;font-family:Arial,Helvetica,sans-serif;font-weight:800;font-size:14px;border:1px solid var(--ink);cursor:pointer;transition:.18s ease}
.btn.primary{background:var(--ink);color:var(--paper)}
.btn.primary:hover{background:var(--forest);transform:translateY(-1px)}
.btn.secondary{background:transparent;color:var(--ink)}
.btn.secondary:hover{background:var(--panel)}
.btn.compact{white-space:nowrap;align-self:center}
.hero-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0;font-family:Arial,Helvetica,sans-serif}
.hero-facts div{padding:16px;border:1px solid var(--line);border-radius:18px;background:rgba(255,250,240,.55)}
.hero-facts dt{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:800}
.hero-facts dd{margin:4px 0 0;font-size:14px;font-weight:800;color:var(--ink)}
.hero-panel{background:var(--forest);color:var(--paper);border-radius:36px;padding:28px;box-shadow:var(--shadow);min-height:520px;display:flex;flex-direction:column;gap:20px;justify-content:space-between;position:relative;overflow:hidden}
.hero-panel:after{content:"";position:absolute;right:-80px;bottom:-80px;width:240px;height:240px;border-radius:50%;border:42px solid rgba(247,241,228,.08)}
.rate-card{position:relative;z-index:1;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:26px;padding:26px}
.rate-card span,.rate-card small{display:block;font-family:Arial,Helvetica,sans-serif;color:#d4c8b4;font-weight:700}
.rate-card strong{display:block;font-size:52px;line-height:1;margin:12px 0;letter-spacing:-.05em}
.exchange-steps{position:relative;z-index:1;display:grid;gap:12px}
.exchange-steps div{display:flex;gap:14px;align-items:center;background:rgba(255,255,255,.08);border-radius:20px;padding:16px;border:1px solid rgba(255,255,255,.14)}
.exchange-steps span{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--accent);color:#fff;font-family:Arial,Helvetica,sans-serif;font-weight:800}
.exchange-steps p{margin:0;font-size:18px}
.stat-strip{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.stat-strip div{background:var(--paper);color:var(--ink);border-radius:18px;padding:16px 12px;text-align:center}
.stat-strip strong{display:block;font-size:22px;line-height:1}
.stat-strip span{display:block;font-size:12px;color:var(--muted);font-family:Arial,Helvetica,sans-serif;margin-top:4px}
.section{padding:72px 0}
.split-intro{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:end;margin-bottom:32px}
.split-intro p{font-size:19px;color:var(--muted);margin-bottom:8px}
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.feature-card,.content-panel,.contact-card,.contact-form,.legal-card,.process-card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 38px rgba(54,41,26,.07)}
.feature-card{padding:30px;min-height:260px}
.feature-number{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--forest);color:var(--paper);font-family:Arial,Helvetica,sans-serif;font-weight:800;margin-bottom:26px}
.feature-card p,.content-panel p,.process-card p,.legal-card p{color:var(--muted)}
.accent-section{background:var(--forest);color:var(--paper);border-top:1px solid var(--forest);border-bottom:1px solid var(--forest)}
.accent-grid{display:grid;grid-template-columns:.75fr 1fr;gap:38px;align-items:center}
.mini-pair-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.mini-pair-grid a{display:block;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:22px;padding:22px;font-size:28px;font-weight:800;letter-spacing:-.03em}
.mini-pair-grid span{display:block;font-family:Arial,Helvetica,sans-serif;font-size:13px;font-weight:700;color:#d7ccbb;margin-top:4px;letter-spacing:0}
.cta-band{display:flex;align-items:center;justify-content:space-between;gap:28px;background:var(--panel);border:1px solid var(--line);border-radius:34px;padding:34px 38px;box-shadow:var(--shadow)}
.cta-band p{font-size:18px;color:var(--muted);max-width:720px;margin-bottom:0}
.page-hero{padding:84px 0 44px;background:linear-gradient(180deg,#fbf6ed 0%,var(--paper) 100%);border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(42px,7vw,78px)}
.page-hero p{font-size:20px;color:var(--muted)}
.content-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:20px}
.content-panel{padding:32px}
.identity-box{background:var(--forest);color:var(--paper)}
.identity-box p{color:#ded4c2}
.soft-section{background:#efe3d1}
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.values-grid div{border-left:4px solid var(--accent);padding:8px 20px;background:rgba(255,250,240,.45);border-radius:0 18px 18px 0}
.table-wrap{overflow-x:auto;background:var(--panel);border:1px solid var(--line);border-radius:28px;padding:14px;box-shadow:var(--shadow)}
.pair-table{width:100%;border-collapse:collapse;font-family:Arial,Helvetica,sans-serif;min-width:760px}
.pair-table th{background:var(--ink);color:var(--paper);text-align:left;padding:18px;font-size:13px;text-transform:uppercase;letter-spacing:.1em}
.pair-table td{padding:19px 18px;border-bottom:1px solid var(--line);vertical-align:top;color:var(--muted)}
.pair-table td strong{color:var(--ink);font-size:18px}
.pair-table tr:last-child td{border-bottom:0}
.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.process-card{padding:28px}
.process-card span{display:inline-grid;place-items:center;width:42px;height:42px;background:var(--accent);color:white;border-radius:50%;font-family:Arial,Helvetica,sans-serif;font-weight:800;margin-bottom:20px}
.contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:22px;align-items:start}
.contact-card,.contact-form{padding:32px}
.primary-contact{background:var(--forest);color:var(--paper)}
.primary-contact p{color:#ded4c2}
.contact-form{display:grid;gap:16px;font-family:Arial,Helvetica,sans-serif}
.contact-form label{display:grid;gap:7px;font-weight:800;color:var(--ink);font-size:13px;text-transform:uppercase;letter-spacing:.07em}
.contact-form input,.contact-form textarea{width:100%;border:1px solid var(--line);border-radius:16px;background:#fffdf8;padding:15px 16px;font:16px Arial,Helvetica,sans-serif;color:var(--ink)}
.contact-form textarea{resize:vertical}.contact-form button{width:max-content}.form-note{font-size:13px;color:var(--muted);margin:0;text-transform:none;letter-spacing:0}
.legal-stack{display:grid;gap:18px}.legal-card{padding:30px}.policy .prose{background:var(--panel);border:1px solid var(--line);border-radius:28px;padding:38px;box-shadow:var(--shadow)}
.prose h2{font-size:28px;margin-top:28px}.prose h2:first-child{margin-top:0}.prose p{color:var(--muted)}
.site-footer{background:var(--ink);color:var(--paper);padding:54px 0 34px;font-family:Arial,Helvetica,sans-serif}
.footer-grid{display:grid;grid-template-columns:1.1fr .9fr .9fr .8fr;gap:28px}.footer-brand{font-family:Georgia,'Times New Roman',serif;font-size:34px;font-weight:800;margin-bottom:14px}.site-footer h3{font-family:Arial,Helvetica,sans-serif;font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:#e0b37d}.site-footer p{color:#d2cabd;font-size:14px}.footer-links{display:grid;gap:8px}.footer-links a{color:#d2cabd;font-size:14px}.footer-links a:hover{color:#fff}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:36px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);color:#bdb3a5;font-size:12px}
.cookie-bar{position:fixed;left:18px;right:18px;bottom:18px;z-index:30;display:flex;justify-content:space-between;align-items:center;gap:18px;max-width:980px;margin:0 auto;background:rgba(18,18,15,.94);color:var(--paper);border:1px solid rgba(255,255,255,.16);box-shadow:0 16px 40px rgba(0,0,0,.24);border-radius:20px;padding:16px 18px;font-family:Arial,Helvetica,sans-serif}.cookie-bar.hidden{display:none}.cookie-bar p{margin:4px 0 0;color:#d2cabd;font-size:13px}.cookie-actions{display:flex;gap:10px;flex-shrink:0}.cookie-actions button{border:1px solid rgba(255,255,255,.28);background:transparent;color:var(--paper);border-radius:999px;padding:10px 15px;font-weight:800;cursor:pointer}.cookie-actions button:last-child{background:var(--paper);color:var(--ink)}
@media (max-width:900px){.menu-toggle{display:inline-flex}.site-nav{display:none;position:absolute;left:20px;right:20px;top:72px;background:var(--panel);border:1px solid var(--line);border-radius:22px;padding:12px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.site-nav.open{display:flex}.site-nav a{padding:13px 15px}.hero-grid,.split-intro,.accent-grid,.content-grid,.contact-grid{grid-template-columns:1fr}.hero-panel{min-height:auto}.feature-grid,.values-grid,.process-grid,.footer-grid{grid-template-columns:1fr}.hero-facts{grid-template-columns:1fr}.mini-pair-grid{grid-template-columns:1fr}.cta-band{align-items:flex-start;flex-direction:column}.footer-bottom{flex-direction:column}.contact-form button{width:100%}}
@media (max-width:560px){.container,.narrow{width:min(100% - 28px,1160px)}.hero-section{padding-top:52px}.header-inner{min-height:68px}.brand{font-size:21px}.brand-mark{width:38px;height:38px}.lead{font-size:18px}h1{font-size:46px}.hero-actions .btn{width:100%}.rate-card strong{font-size:38px}.stat-strip{grid-template-columns:1fr}.section{padding:52px 0}.feature-card,.content-panel,.contact-card,.contact-form,.legal-card,.policy .prose{padding:24px}.cta-band{padding:26px}.cookie-bar{left:10px;right:10px;bottom:10px;flex-direction:column;align-items:flex-start}.cookie-actions{width:100%}.cookie-actions button{flex:1}}